Asset Based Lending
If you’re looking for a way to finance your business, you might be able to secure funding against the value of your assets, allowing you to release this cash to fund an expansion project or simply accelerate day-to-day cash flow.
- This quote won't affect your credit score
- Dedicated Business Finance Specialist
- Get access to 120+ lenders
Start your journey
Asset-based lending - Features and benefits through Funding Options:
We compare 120+ lenders
A Finance Specialist is available to guide you through the process
It is free and doesn’t affect your credit score
A flexible type of business funding
Facilities grow with your business
Debtor protection is available
Asset-based lending - how does it work?
This type of finance is based on your business’ balance sheet, which can include debtors, physical assets, inventory and even intellectual property.
Asset-based lending can be a useful type of finance for when you need working capital for specific uses. This can include things like funding a large contract, management buy-outs and buy-ins, mergers and acquisitions, and more.
ABL is suited to larger businesses; it uses your company’s sales ledger and physical assets such as machinery and property to enable cash flow stability and longer-term growth.
Because asset-based lending loans are usually relatively large, there are fewer lenders - however, they are more likely to take a bespoke view of your business.
Financial product information
Representative example*
7.63% APR Representative based on a loan of £50,000 repayable over 24 months. Monthly repayment of £2,252.94. The total amount payable is £54,070.56
*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.
Annual Percentage Rate
Rates from 2.75% APR
Repayment period
1 month to 30 years terms